Card of Wholesale Purchases
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You are engaged in the wholesale or distribution activities? You sell the goods with a postponement of payment and as a result you have heavy receivables increasing?
NADRA BANK offers you a reliable and favourable partnership! Join our partners, participants of the Card of Wholesale Purchases project. Within this offer, your clients can obtain credit cards for buying goods in your trade network.
Conditions of a loan receipt:
Conditions of receipt of a card of wholesale purchases with NADRA BANK:
Currency:
- for legal entities and individuals–private entrepreneurs – Hryvnya;
- for individuals – Hryvnya, US dollar.
Type of card: Maestro.
Card validity: 1 year.
Delivery method: cashless, a loan limit is fixed at the card account.
Loan amount (max.):
- up to UAH 25,000 - unsecured;
- 25,000 to UAH 50,000 - against pledge.
Pledge: blank /movable and immovable property.
Monthly minimum compulsory payment: 25 % of the actual indebtedness (min UAH 50) plus loan interest charges.
Monthly interest for a loan used:
- Hryvnya - 2.25 %;
- US dollar, Euro - 1.45 %.
Complete list of fees:
Why is that beneficial to you?
- You will be able to honour payment cards (Acquiring service);
- Your receivables will decreases considerably;
- You will be able to increase your profit due to the increase in current assets;
- Money are transferred to your account the next banking day after carrying out a transaction with your card;
- We will install the necessary equipment all by ourselves and we will provide consumables;
- We will train your staff to make out payment cards transactions correctly, absolutely free of charge!
Why it that beneficial to your clients?
- Additional funds for their current activities;
- Opportunity of longer postponement of payment, in comparison with the seller company;
- Opportunity of use of the repaid part of the loan immediately upon its availability on the card account;
- Minimal set of documents required for card issuance;
- Simplified procedure of credit card issuance;
- Convenient repayment method and minimal loan payment;
- Within positive credit history, the loan is automatically extended with an opportunity of increase in the amount of loan limit.
Set of documents required for a card issuance:
Legal entity:
Card of wholesale purchases is issued in the name of the director or business owner.
- Passport.
- Taxpayer Identification Number/Code.
- Certificate from the work of the income received within the last 6 months.
Entrepreneur – individual:
- Passport.
- Certificate of State Registration.
- Licenses, patents and permits .
- Certificate of Single Tax Payer or trade patent.
- Taxpayer Identification Number /code.
- Certificate from Tax Administration of the paid taxes and tax due. If private entrepreneur is a single tax payer, he is not subject to cl.5 .
- If there is a current account opened it is required to provide the statement of account operations within the last 12 months, including the statement within the last 3 months from the servicing bank with details of the account conducted operations and the bank statement of the credit indebtedness (copies of the current loan agreements, leasing agreements, and repayment schedules).
- Rental agreement for the premises and transport, cooperation agreements.
- Other documents, which can contribute to resolution-making on granting a loan (invoices, contracts, customs declarations).
Last update 25.11.2008
