Microcrediting
Every minute we work to become even better for you.
You have new business development ideas? You want to increase your outputs or sales? You need to acquire new equipment or replenish your working capital? What is needed for the soonest possible implementation of your plans?
For private entrepreneurs, small and medium size enterprises we offer effective, accessible and convenient financing mechanism. Having contracted a micro loan from NADRA BANK, you receive funding to develop your active projects or open new business lines at the most favorable terms!
Loan formalization may entail additional expenses:
- Insurance services – expenses depend on the effective rates of the insurance company.
- Appraisal services – expenses depend on the effective rates of the appraising company.
- Notary services – expenses depend on the effective rates of the notary.
Loan conditions:
Loan amount: from USD 100 to USD 250,000 (as an equivalent).
Currency: Hryvnya, US Dollar, Euro.
Loan term:
- against movable property - up to 36 months;
- against auto transport - up to 60 months;
- against immovable property - up to 120 months.
Disbursement method:
- cash – via «Welcome!» service package;
- cashless – via current account in Nadra Bank.
Pledge: movable and immovable property, property rights, products under sale and processing , securities.
Collateral:
- For a loan of up to USD 20,000 – no less than 100 percent of the loan amount;
- For a loan of up to USD 20,000 – no less than 125 percent of the loan amount.
Loan interest rate:
| Currency |
below 3 years | from 3 till 5 years | from 5 till 10 years | ||
|---|---|---|---|---|---|
| Hryvnya | 19,9% | 20,4% | 20,9% | ||
| US Dollar | 15,5% | 15,7% | 15,9% | ||
| Euro | 15,5% | 15,7% | 15,9% | ||
One-time settlement fee, percentage of transaction amount (for legal entities):
| Currency |
«Start» | «Standard» | «Business Plus» | ||
|---|---|---|---|---|---|
| Hryvnya | 3,5% | 3,3% | 3,1% | ||
| US Dollar | 4,5% | 4,3% | 4,1% | ||
| Euro | 4,5% | 4,3% | 4,1% | ||
One-time settlement fee, percentage of transaction amount (for individuals):
| Currency |
Basic Service pack | Service pack «Stimulus» «Care» | Service pack «Comfort» «Harmony» | Service pack «Prosperity» «Absolute» | |
|---|---|---|---|---|---|
| Hryvnya | 3,7% | 3,5% | 3,3% | 3,1% | |
| US Dollar | 4,7% | 4,5% | 4,3% | 4,1% | |
| Euro | 4,7% | 4,5% | 4,3% | 4,1% | |
Necessary information:
Why is that beneficial to you?
- A loan is available even if your business is relatively young (at least three months old).
- It is possible to repay the loan by monthly installments or on a flexible schedule, if your business is of a seasonal nature.
- You may use as a collateral movable or immovable property, auto transport or goods.
- A deferment of up to six months is possible for the payment of the loan principal, if necessary.
- Lending decisions are made promptly.
- Loans can be disbursed in cash.
- No bank fee for early loan repayment.
Last update 24.11.2008
